American Express Gold Rewards Card
Annual fee
$250
Our valuation
$1,170

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,020Annual credit$100Annual credit$50Total$1,170Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 60,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$250/yr
Min. annual income
Read full review
Rewards
Rate
Pharmacy
2x
Gas & EV
2x
Travel
2x
Groceries
2x
Read full review
National Bank World Elite Mastercard
Annual fee
$0 $150

No annual fee the first year

Our valuation
$300

Milesopedia first-year estimateFirst-year valueAnnual fee rebated$150Annual credit$150Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Nov 4, 2026

Apply Now

on National Bank's website

Features
Network
Loyalty Program
NBC Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Travel
2x
Bills & recurring payments
2x
Gas & EV
2x
Read full review
American Express Cobalt Card
Annual fee
$191.88
Our valuation
$255

Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$191.88/yr ($15.99/mo)
Min. annual income
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Convenience
5x
Streaming
3x
Transit
2x
Gas & EV
2x
Read full review
Scotiabank Passport® Visa Infinite +* Card
Annual fee
$150
Our valuation
$350

Milesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 35,000 points

Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer
Scotia
Network
Loyalty Program
Scene+
Fees and terms
Annual Fee
$150/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
2x
Restaurants
2x
Transit
2x
Entertainment
2x
Read full review
TD Aeroplan Visa Infinite Card
Annual fee
$0 $139

No annual fee the first year

Our valuation
$1,239

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 50,000 points

+ First Year Annual Fee Rebate

Apply Now

on TD's website

Features
Issuer
TD
Network
Loyalty Program
Aeroplan
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Gas & EV
1.5x
Groceries
1.5x
Air Canada flights
1.5x
Read full review
American Express Platinum Card
Annual fee
$799
Our valuation
$2,200

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Annual credit$200Annual credit$200Annual credit$100Total$2,200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$799/yr
Min. annual income
Read full review
Rewards
Rate
Travel
2x
Restaurants
2x
Read full review
Marriott Bonvoy Business American Express Card
Annual fee
$150
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Loyalty Program
Marriott Bonvoy
Fees and terms
Annual Fee
$150/yr
Min. annual income
Read full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Travel
3x
Gas & EV
3x
Restaurants
3x
Read full review
BMO eclipse Visa Infinite Card
Annual fee
$0 $120

No annual fee the first year

Our valuation
$589

Milesopedia first-year estimateFirst-year valueWelcome bonus$469Annual fee rebated$120Total$589Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 70,000 points

+ First Year Annual Fee Rebate

Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
BMO Rewards
Fees and terms
Annual Fee
$120/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Restaurants
5x
Gas & EV
5x
Groceries
5x
Transit
5x
Read full review
Marriott Bonvoy American Express Card
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Loyalty Program
Marriott Bonvoy
Fees and terms
Annual Fee
$120/yr
Min. annual income
Read full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Read full review
TD First Class Travel Visa Infinite Card
Annual fee
$0 $139

No annual fee the first year

Our valuation
$1,039

Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 160,000 points

+ First Year Annual Fee Rebate

Apply Now

on TD's website

Features
Issuer
TD
Network
Loyalty Program
TD Rewards
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
6x
Restaurants
6x
Transit
6x
Bills & recurring payments
4x
Streaming
4x
Read full review