Best Wealthsimple Savings Accounts in Canada

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Wealthsimple Save

Wealthsimple

Monthly fee: $0
Regular interest: 2.5%; Annual Save-account rate available to all its clients under the product page; this is not an investment-portfolio return.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0

Regular interest: 2.5%Annual Save-account rate available to all its clients under the product page; this is not an investment-portfolio return.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Wealthsimple Save has no monthly fee. Your balance earns 2.50%.

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Wealthsimple USD Account

Wealthsimple

Monthly fee: $0
Regular interest: 2.5%; Annual U.S.-dollar rate for Core clients; 3.00% for Premium, 3.50% for Generation. Additional 0.50 percentage points available to Core/Premium with at least C$2,000 in qualifying monthly direct deposits; conditions apply.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0

Regular interest: 2.5%Annual U.S.-dollar rate for Core clients; 3.00% for Premium, 3.50% for Generation. Additional 0.50 percentage points available to Core/Premium with at least C$2,000 in qualifying monthly direct deposits; conditions apply.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

2.5%. Annual U.S.-dollar rate for Core clients; 3.00% for Premium, 3.50% for Generation. Additional 0.50 percentage points available to Core/Premium with at least C$2,000 in qualifying monthly direct deposits; conditions apply.

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