Best TD Canada Trust Savings Accounts in Canada

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TD Growth™ Savings Account

Monthly fee: $0
Regular interest: Up to 0.65%; Maximum standard posted rate, from $500,000; lower tiers: 0%, 0.40% or 0.55%. Boosted Rate up to 1.50% from $500,000 with an eligible TD Chequing account and 2 of the 3 qualifying monthly transactions (direct deposit, pre-authorized debit, online bill payment); eligibility applies in the following month.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
ATM — other networks in Canada: $2
ATM — United States: $3
ATM — international: $5
E-statement: Not included

Regular interest: Up to 0.65%Maximum standard posted rate, from $500,000; lower tiers: 0%, 0.40% or 0.55%. Boosted Rate up to 1.50% from $500,000 with an eligible TD Chequing account and 2 of the 3 qualifying monthly transactions (direct deposit, pre-authorized debit, online bill payment); eligibility applies in the following month.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Up to 0.65%. Maximum standard posted rate, from $500,000; lower tiers: 0%, 0.40% or 0.55%. Boosted Rate up to 1.50% from $500,000 with an eligible TD Chequing account and 2 of the 3 qualifying monthly transactions (direct deposit, pre-authorized debit, online bill payment); eligibility applies in the following month.

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TD ePremium Savings Account

Monthly fee: $0
Regular interest: 0.45%; Annual rate for a daily balance of $10,000 or more; 0% below $10,000.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
ATM — other networks in Canada: $2
ATM — United States: $3
ATM — international: $5
E-statement: Not included

Regular interest: 0.45%Annual rate for a daily balance of $10,000 or more; 0% below $10,000.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

The TD ePremium Savings Account is a no-monthly-fee online savings account, designed for people who keep a higher savings balance. It pays a more attractive interest rate on larger balances.

The boosted rate applies to balances above a certain threshold ($10,000); below that threshold, no interest is paid. It is therefore most worthwhile if you consistently keep a substantial amount of savings in the account.

The account has no monthly fee. Check the TD website for current rates and thresholds.

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TD Every Day Savings Account

Monthly fee: $0
Regular interest: 0.01%; Annual rate across all balance tiers.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
ATM — other networks in Canada: $2
ATM — United States: $3
ATM — international: $5
E-statement: Not included

Regular interest: 0.01%Annual rate across all balance tiers.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

The TD Every Day Savings Account is a simple, no-monthly-fee savings account designed to set money aside while keeping it easily accessible.

The account includes one free transaction per month (a $3 fee applies to additional transactions), which encourages you to let your savings grow rather than dipping into them frequently. No minimum deposit is required to get started.

The account has no monthly fee. The interest rate is modest and applies to your entire balance; check the TD website for the current rate.

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TD Foreign Currency Accounts

See the full account details for services and conditions.

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