Best Royal Bank of Canada Savings Accounts in Canada

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RBC High Interest Savings Account

RBC

Monthly fee: $0
Regular interest: 0.55%; Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
ATM — bank network: $0
ATM — other networks in Canada: $2
ATM — United States: $3
ATM — international: $5
Insufficient funds: $5
E-statement: Included

Regular interest: 0.55%Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

The RBC High Interest Savings Account has no monthly fee and includes free electronic statements and self-serve transfers between your RBC deposit accounts.

Eligible first-time clients can earn an annual promotional rate of 4.60% for 90 calendar days from account opening, on balances up to $1,000,000. Open by October 27, 2026 at 3 pm EST. The regular annual rate is currently 0.55% and applies above the promotional balance cap and after the promotional period. Rates may change.

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RBC U.S. High Interest eSavings Account

RBC

Monthly fee: $0; No minimum-balance waiver — fees reduced through the RBC Value Program
Regular interest: 0.25%; Annual rate on all U.S.-dollar balances.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
Fee waiver: No minimum-balance waiver — fees reduced through the RBC Value Program
ATM — bank network: $0
E-statement: Not included

Regular interest: 0.25%Annual rate on all U.S.-dollar balances.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Benefit from the RBC US High Interest Savings Account and get high interest on every US dollar with no monthly fees.

Make free inter-account transfers and access online, telephone, and mobile banking services.

This account includes one free debit transaction per month.

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RBC Day to Day Savings Account

RBC

Monthly fee: $0
Regular interest: Up to 0.01%; Maximum in the schedule: 0.005% below $1,000; up to 0.010% from $1,000. Portion-based interest applies to tiers marked by RBC.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Monthly fee: $0
ATM — bank network: $0
ATM — other networks in Canada: $2
ATM — United States: $3
ATM — international: $5
E-statement: Not included

Regular interest: Up to 0.01%Maximum in the schedule: 0.005% below $1,000; up to 0.010% from $1,000. Portion-based interest applies to tiers marked by RBC.Rate as of October 26, 2026 · Checked October 26, 2026 · Institution source

Choose the RBC Day to Day Savings Account and earn interest on every dollar saved with no monthly fees.

Enjoy free inter-account transfers and free access to online, phone, and mobile banking services.

With one free debit transaction per month, this account is ideal for simple, efficient daily savings.

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